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EMI calculator

Work out the monthly EMI, total interest and a year-by-year repayment table for any loan.

Estimates only, not financial advice. Values shown are examples. Rates and limits differ by lender and change over time, so enter your own.

How it works

EMI = P × r × (1 + r)^n ÷ ((1 + r)^n − 1), where P is the loan, r is the monthly rate (yearly rate ÷ 12 ÷ 100) and n is the number of months. Banks may round or add fees, so your lender's figure can differ slightly.

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